Bankruptcy Lawyer in Tucson
If you’re struggling with financial troubles and are afraid of losing your home, filing for Chapter 13 bankruptcy protection may be the right solution. Jeffrey Judge is a Tucson lawyer who specializes in Arizona Chapter 13 bankruptcy. He and his experienced team at Judge Law Firm will negotiate a debt repayment plan that will put you on the path to financial recovery.
The decision to file for bankruptcy is a difficult one.
Sometimes no matter how hard you try, you just can’t seem to get ahead of mounting debt. In cases where you’re earning money and are able to repay some or all of your debt, a Chapter 13 bankruptcy can help you catch up and move forward.
- Protect your home from foreclosure
- Stop the repossession of property such as vehicles
- Safeguard co-signers from debt collectors
Filing for Chapter 13 bankruptcy is a complicated process and the right representation matters. Judge Law Firm can help you find relief from your present situation and give you hope for the future through a Chapter 13 bankruptcy filing in Arizona.
Filing for Chapter 13 Bankruptcy Protection may make it possible to:
- Negotiate a reasonable debt repayment plan.
- Stop wage garnishment.
- End debt collection harassment and other similar creditor actions to collect a debt.
- Prevent foreclosure on your home and allow you to catch up on missed payments.
- Avoid repossession of a car or other property, or force the creditor to return repossessed property.
- Stop seizure of your bank accounts.
- Restore or prevent termination of utility service.
- Allow you to challenge the claims of creditors who have committed fraud.
Chapter 13 Bankruptcy: Explained
In a bankruptcy case under Chapter 13, Judge Law Firm will propose a repayment plan to your creditors through the court where you pay some or all of your debt over a three to five year period. The proposed plan will take your most basic monthly needs into consideration and unlike a Chapter 7 bankruptcy, won’t involve the liquidation of assets such as your home or vehicle(s).
Once your repayment plan is approved, a court-appointed Chapter 13 trustee distributes your payments to your creditors. Once you’ve met the obligations of your plan, most of your debts will be discharged. In the majority of cases, these payment plans do not repay creditors dollar for dollar.
Judge Law Firm is on Your Side
Jeffrey Judge began his law career 25 years ago working for the city public defender’s office. Hundreds of trials later, he went into private practice intending to represent small businesses.
In private practice, I began hearing from hard-working people with debt issues. Their stories were alarming and disheartening— vulnerable people reporting harassing and illegal tactics from creditors. It wasn’t long before I re-focused my practice under a new mission to represent honest debtors who deserve a second chance. Our team is committed to ensuring you understand your rights and have the support you need to secure your future through bankruptcy and beyond.
Frequently Asked Questions
- Child support or Alimony;
- Taxes and government fines;
- Student loans;
- Debts not listed on your bankruptcy petition;
- Fraudulent debts;
- Debts resulting from “willful and malicious” harm;
- Debts related to driving while intoxicated;
- Secured debts (home or car loans) on property you plan to keep
Bankruptcy Court charges a $281 filing fee for bankruptcy protection under chapter 13, whether single or married. The attorney fees for a typical chapter 13 case start at $4500 but can go higher depending on the complexity of the case. In most chapter 13 cases, the total cost is $4,781 for both attorney fees and court costs. When it comes to filing for Chapter 13 bankruptcy, it’s important to select a Tucson bankruptcy lawyer who takes the time to understand your situation and guide you through a complex process. Judge Law Firm has the proven experience to secure your future through bankruptcy and beyond. Reach out and book your consultation today.
Praise From Our Clients
Jeffrey Judge was amazing as we went through the bankruptcy process. So many other people were unprepared when they met with the trustee, but Mr. Judge was thorough and informative, so we had no unexpected issues. I highly recommend!!!
— Source: Tucsonbankruptcylawyers.co
Mr. Judge has been amazingly helpful as I've been going through the bankruptcy process. He is extremely patient, and understanding. He thoroughly answers any questions I have and has graciously given his time to make sure I understand the process. I feel so fortunate to have him for a lawyer!!
— Source: Tucsonbankruptcylawyers.co
I meet with Mr. Judge for advice. Mr. Judge is excellent; he is thorough, fair, straightforward and respectful. I honestly believe that he gave me the exact guidance he would have used himself, without regard for how much money he was making or losing in the process. I recommend him to all my friends and family - you will NOT be disappointed
— Source: Yelp.com
Judge Law Firm is on your side.
Schedule your meeting today.
Are your debts a temporary setback or a roadblock to your family’s future? To learn more about how we can help, call 520-388-5665 right now, or fill out the form below.