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Filing Bankruptcy in Tucson and Surrounding Areas


Has overwhelming debt pushed you into an embarrassing corner or slammed you into the proverbial wall? Is your financial stability on shaky ground? What about threats of foreclosure, garnishment or repossession? Are creditors calling you constantly and making your existence more miserable than it already is? Maybe it’s time to consider filing bankruptcy in Tucson as a way to deal with these headaches.


Bankruptcy may make it possible for you to:


* Eliminate the legal obligation to pay most or all of your debts. This is called a "discharge" of debts. It is designed to give you a fresh financial start.
* Stop wage garnishment.
* Stop debt collection harassment and other similar creditor actions to collect a debt.
* Stop foreclosure on your house or mobile home and allow you an opportunity to catch up on missed payments (filing bankruptcy does not, however, automatically eliminate mortgages and other liens on your property without payment).
* Prevent repossession of a car or other property, or force the creditor to return property even after it has been repossessed.
* Prevent seizure of your bank accounts.
* Restore or prevent termination of utility service.
* Allow you to challenge the claims of creditors who have committed fraud or who are otherwise trying to collect more than you really owe.


Tucson Bankruptcy Litigation Advice

Filing for personal or business bankruptcy can be one of the biggest decisions you make in life. Don’t jump to any conclusions. First seek legal advice and counseling from an attorney familiar with bankruptcy litigation. Determine if bankruptcy is right for you or if alternatives are available. Every case is different; Arizona laws change. Make sure you examine the options, understand the Federal and local regulations concerning bankruptcy, and choose the right time to file for bankruptcy relief. Depending on the route you choose, whether Chapter 7, Chapter 11 or Chapter 13, introductory steps to file bankruptcy in Tucson, Arizona may include:


* Receiving mandatory credit counseling
* Filing a petition and submitting financial information to the local bankruptcy court
* Determining eligibility
* Identifying the source, amount and frequency of your income
* Meeting with court-appointed trustees
* Meeting with creditors
* Establishing an installment payback plan


If you find yourself facing the likelihood of bankruptcy in Tucson, Arizona, the Judge Law Firm will provide bankruptcy advice and legal help to direct you toward workable solutions for your future. The firm will carefully and patiently outline the steps for filing bankruptcy and help you understand the litigation requirements under Arizona laws for filing Tucson Chapter 7, Chapter 11 and Chapter 13.


For an initial consultation and to determine if filing Chapter 13 in Tucson is an appropriate choice for you, please call Tucson bankruptcy attorney Jeffrey P. Judge at 520-745-1500 or submit our email form.